With offices in Laurel, Maryland, we are an Independent Insurance Agency serving the communities of Maryland, Virginia, Pennsylvania, the District of Columbia, West Virginia & North Carolina since 2005. We are family-owned & operated, and we understand what it means to be the community’s insurance agency.
Whether you are protecting your auto, home, family or business – we strive to be a relationship specialist providing you with the total insurance solution for whatever the need. With that said, we have an understanding that we must offer our clients a comprehensive portfolio of insurance carriers because everyone’s needs and situations are different.
We welcome you whether you have the ideal driving history that preferred auto insurance companies desire or a not so perfect history. We find the best insurance coverage, with the best company, at the best price for you.
Call us at (301) 604-4444 or start your free online quote today.
Posted: October 4, 2024
Equipment malfunctions can severely disrupt business operations, leading to delays and lost productivity. Whether it’s a computer crash, machinery failure, or technical breakdown, these unexpected issues can disrupt your workflow. However, maintaining productivity despite such challenges is central to ensuring your business runs smoothly. By implementing strategies to manage equipment failures effectively, you can minimize downtime and keep things moving forward. 1. Assess the Issue...
Posted: October 2, 2024
October is National Fire Prevention Month, making it an ideal time to raise awareness about fire safety at home. House fires have devastating consequences, and preparedness is critical to reducing risk. According to the National Fire Protection Association (NFPA), U.S. firefighters respond to an average of 346,800 house fires annually, resulting in over 2,500 deaths and billions in property damage. Understanding how to prevent fires...
Posted: September 30, 2024
The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. On average, vehicles depreciate more than 20 percent in the first year and approximately 10 percent each additional year for the...
Posted: September 27, 2024
For the most part, homeowners are responsible for what falls into their own yard. So, if a storm causes your neighbor’s tree to fall in your yard, your homeowners' insurance could help cover the cost of removing the tree and remedying the damage it caused on your property after your deductible. The same is true in reverse: If a tree on your property falls in...
